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    COMMON QUESTIONS

    Who can apply for finance?

    If you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver’s license, and have a regular income, you can apply for finance with us.

    What interest rates do you offer?
    Interest rates depend on several factors including the type of loan, your credit history, and the loan term. We offer competitive rates and will provide a detailed quote after assessing your application.
    How much can I borrow?
    The amount you can borrow depends on several factors including the type of loan, the value of the asset, and your financial situation. We will assess your application to determine the maximum loan amount available to you.
    Do you offer Mechanical Breakdown Insurance?
    Yes, Vehicle & Asset Finance LTD offers Mechanical Breakdown Insurance (MBI) to protect your vehicle from unexpected repair costs. Our MBI plans range from 12 months up to 48 months, depending on the details of your vehicle. This insurance covers mechanical and electrical failures, giving you peace of mind and financial protection against costly repairs.
    How long does the process take to get feedback on my application?
    At Vehicle & Asset Finance LTD, we strive to provide prompt feedback on your loan application. The process typically takes anywhere from 1 hour to 24 hours. We aim to review and respond to applications as quickly as possible to keep you informed and moving forward.
    Can I get pre-approved for financing before selecting a vehicle?
    Yes, we offer pre-approval for financing, giving you a clear idea of your budget and purchasing power. Pre-approval can help you shop with confidence and streamline the buying process.
    Can the loan term extend beyond the duration of my visa?
    Yes, we offer loan terms that can extend beyond the duration of your visa. We understand the unique circumstances of visa holders and will work with you to create a repayment plan that fits your situation.
    How do I check the status of my loan application?
    You can check the status of your loan application by contacting our customer service team via phone or email. We are committed to keeping you informed throughout the process.
    Why should I choose Vehicle & Asset Finance LTD?
    With 14 years of industry experience, we provide expert guidance and personalized financial solutions. Our team is committed to helping you find the best financing options with competitive rates and flexible terms.
    What loan terms do you offer at Vehicle & Asset Finance LTD?
    We offer flexible loan terms ranging from 12 months to 84 months (1 to 7 years) to accommodate your financial needs and preferences. This allows you to choose a repayment period that best suits your budget and financial goals.

    What can I finance with Vehicle & Asset Finance LTD?

    At Vehicle & Asset Finance LTD, we offer financing for a wide range of items and experiences.

    Our flexible financing solutions cover:

    Cars: New and used cars of all makes and models.

    Utes: Utility vehicles for personal or business use.

    Trucks: Light, medium, and heavy-duty trucks.

    Boats: All types of boats, including fishing boats and yachts.

    Campervans: Campervans and motorhomes for your travel adventures.

    Jetskis: Personal watercraft for recreation.

    Trailers: Utility, boat, and specialty trailers.

    Ride-on Lawnmowers: Commercial and residential ride-on mowers.

    Holidays: Financing for your dream vacation.

    Weddings: Covering the costs of your special day.

    Home Renovations: Funding for home improvement projects.

    And more: Contact us to discuss financing options for other assets or experiences.